Consolidating debt hurt credit
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Something has to change, and you’re considering debt consolidation because of the allure of one easy payment and the promise of lower interest rates. But the truth is debt consolidation loans and debt settlement companies suck even more. In fact, you end up paying more and staying in debt longer because of so-called consolidation.
Get the facts before you consolidate your debt or work with a settlement company.
And now the total loan amount would jump to ,103.
So, that means you shelled out ,282 , although often the terms are used interchangeably.
In other words, they haven’t established good money habits for staying out of debt and building wealth.
Debt settlement companies also charge a fee for their "service." Often, the fee is anywhere from 15–20% of your debt.
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